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Lending & Working Capital

Growth opportunities don't wait for your cash flow to catch up. Whether you need capital to purchase inventory, hire ahead of a new contract, bridge a seasonal gap, or invest in new equipment, Voltron Solutions connects you with the right financing structure — quickly, transparently, and without the confusion of navigating lenders alone.

BUSINESS LINES OF CREDIT

A revolving line of credit gives your business the flexibility to draw funds when you need them and pay only for what you use. We source lines from $25K to $2M+ through our network of community banks, regional lenders, and fintech platforms — structuring terms that align with your revenue cycle and creditworthiness.

  • Secured and unsecured options based on your business profile
  • Revolving credit with monthly interest-only options
  • Draws available within 24–48 hours once approved

SBA LOANS

SBA 7(a) and SBA 504 loans offer the most favorable rates and longest repayment terms available to U.S. small businesses — but the application process is notoriously complex. We manage the entire SBA loan process on your behalf: lender matching, document preparation, application submission, and closing coordination.

From $150K equipment loans to $5M+ real estate and expansion financing, we've guided businesses through every stage of the SBA lending lifecycle.

INVOICE FINANCING & FACTORING

If your business is waiting 30, 60, or 90 days for customers to pay outstanding invoices, you're essentially lending money interest-free to your clients. Invoice financing and factoring convert those receivables into immediate cash — typically 80–95% of the invoice face value — within 24 hours.

We evaluate recourse vs. non-recourse factoring arrangements and help you select a factor whose fee structure and client notification practices fit your customer relationships.

MERCHANT CASH ADVANCES

For businesses with strong card processing volume, merchant cash advances (MCAs) provide rapid capital — often same-day funding — with repayment structured as a percentage of daily card receipts. While MCAs carry higher effective rates than traditional loans, they offer speed and flexibility that conventional financing cannot match in urgent situations.

We model your repayment timeline, compare multiple MCA offers, and ensure you understand the true cost of capital before you commit.

OUR APPROACH: CAPITAL ADVISORY, NOT JUST BROKERAGE

We don't send your application to every lender and hope one sticks. We analyze your financial position, understand your growth plan, and recommend only the financing structures that genuinely fit your situation. Our relationships with 40+ lending partners — from traditional banks to alternative lenders — give you access to the full spectrum of business credit, and our fee transparency means you always know exactly what you're paying for.

  • No-obligation capital needs assessment
  • Side-by-side comparison of all viable financing options
  • Application preparation and lender advocacy
  • Post-close support to optimize your credit utilization

Ready to access the working capital your business needs to grow?

Talk to our Lending Team